LinkFunds helps qualifying small businesses and self-employed individuals access revenue-based merchant cash advances of $100 to $5,000, for commercial purposes only and not for personal, family or household use. A merchant cash advance is not a loan: it is the purchase of a portion of your business’s future receivables under a Revenue Purchase Agreement. What your business remits is a fixed cost rather than interest, and it is never expressed as an annual percentage rate. Remittances are typically a share of daily or weekly receipts or fixed debits and may vary with revenue.
LinkFunds is a connection provider operated by LinkFunds LLC. It is not a funder and is not a party to any Revenue Purchase Agreement executed between your business and a third-party funder, and it disclaims liability arising from those third-party agreements. We pass the request you submit to funders in our network; each of them decides independently whether to contact you and on what terms. We do not guarantee that you will be matched, approved or funded, or that any terms offered are the best available. Any example shown on this site, including the pricing estimator, is illustrative only: not an offer, not a quote and not an average of our network. Actual terms come only from the funder’s Revenue Purchase Agreement.
Using this site is free, and checking your options is a soft inquiry that does not affect your credit score; a funder may perform its own review of your business with your consent. LinkFunds may be compensated by a funder when a request results in a funded advance, which may affect which funders receive your request and in what order. LinkFunds never asks you to pay a fee in advance in exchange for a promise of funding. Eligibility generally requires a US business or self-employed owner aged 18 or older, authorized to act for the business, with about 3 months in business, about $1,500 in monthly revenue and a business bank account. Availability and terms vary by state, and funding is not offered in California or New York. This service is governed by the laws of the State of Maryland.